Last Updated: November 1, 2023
Welcome to www.creditsuite.com. Credit Suite, Inc. and/or its affiliates (“Credit Suite”) provide website features and other products and services to you when you visit Creditsuite.com, use Credit Suite products or services, or use software provided by Credit Suite in connection with any of the foregoing (collectively, “Credit Suite Services”). Credit Suite provides the Credit Suite Services subject to the following conditions (the “Conditions of Use”).
By using Credit Suite, you agree to these Conditions of Use. Please read them carefully.
When you use a Credit Suite Service, you are subject to these Conditions of Use and you also will be subject to the guidelines, terms, and agreements applicable to that Credit Suite Service (“Service Terms”). If these Conditions of Use are inconsistent with the Service Terms, those Service Terms will control.
Privacy
When you use a Credit Suite Service, you are also subject to the terms and conditions set forth in our Privacy Policy, which you should review to understand our practices.
Electronic Communications
When you use Credit Suite Services, or send e-mails, text messages, and other communications from your desktop or mobile device to us, you may be communicating with us electronically. You consent to receive communications from us electronically, such as e-mails, texts, or notices and messages on this site or through the other Credit Suite Services, and you can retain copies of these communications for your records. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Text Message (SMS) Terms of Use
Copyright
All content included in or made available through any Credit Suite Service, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software is the property of Credit Suite or its content suppliers and protected by United States and international copyright laws. The compilation of all content included in or made available through any Credit Suite Service is the exclusive property of Credit Suite and protected by U.S. and international copyright laws.
Trademarks
Credit Suite’s trademarks include both registered and unregistered marks that may be found on Credit Suite’s website and within its software. In addition, graphics, logos, page headers, button icons, scripts, and service names included in or made available through any Credit Suite Service are trademarks or trade dress of Credit Suite in the U.S. and other countries. Credit Suite’s trademarks and trade dress may not be used in connection with any product or service that is not Credit Suite’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Credit Suite. All other trademarks not owned by Credit Suite that appear in any Credit Suite Service are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Credit Suite.
License and Access
Subject to your compliance with these Conditions of Use and any Service Terms, and your payment of any applicable fees, Credit Suite or its content providers grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the Credit Suite Services. This license does not include any resale or commercial use of any Credit Suite Service, or its contents; any derivative use of any Credit Suite Service or its contents; any downloading, copying, or other use of account information for the benefit of any third party; or any use of data mining, robots, or similar data gathering and extraction tools. All rights not expressly granted to you in these Conditions of Use or any Service Terms are reserved and retained by Credit Suite or its licensors, suppliers, publishers, rightsholders, or other content providers. No Credit Suite Service, nor any part of any Credit Suite Service, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Credit Suite. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Credit Suite without express written consent. You may not use any meta tags or any other “hidden text” utilizing Credit Suite’s name or trademarks without the express written consent of Credit Suite. You may not misuse the Credit Suite Services. You may use the Credit Suite Services only as permitted by law and these Conditions of Use and any Service Terms. The licenses granted by Credit Suite terminate if you do not comply with these Conditions of Use or any Service Terms.
Your Account
You may need your own Credit Suite account to use certain Credit Suite Services, and you may be required to be logged in to the account and have a valid payment method associated with it. Payments may be handled by a third-party vendor. In that case, your payment and the processing and/or handling thereof will also be governed by the terms and conditions, if any, of the third-party vendor responsible for handling your payment. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account, and you agree to accept responsibility for all activities that occur under your account or password.
Reviews, Comments, Communications, and Other Content
If you do post content related to Credit Suite, including reviews, or submit material to Credit Suite, and unless we indicate otherwise, you grant Credit Suite a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Credit Suite and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate these Conditions of Use or any Service Terms and will not cause injury to any person or entity; and that you will indemnify Credit Suite for all claims resulting from content you supply. Credit Suite has the right, but not the obligation, to monitor and edit or remove any activity or content. Credit Suite takes no responsibility and assumes no liability for any content posted by you or any third party.
Other Businesses
Parties other than Credit Suite provide services or software, or sell product lines, through the Credit Suite Services. In addition, we provide links to the sites of affiliated companies and certain other businesses. If you purchase any of the products or services offered by these businesses or individuals, you are purchasing directly from those third parties, not from Credit Suite. We are not responsible for examining or evaluating, and we do not warrant, the offerings of any of these businesses or individuals (including the content of their websites). Credit Suite does not assume, and expressly disclaims, any responsibility or liability for the actions, product(s), and content of all these, and any other, third parties. You should carefully review the privacy statements, terms and conditions, and other conditions of use of those third parties.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THE CREDIT SUITE SERVICES AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE), AND OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE CREDIT SUITE SERVICES ARE PROVIDED BY CREDIT SUITE ON AN “AS IS” AND “AS AVAILABLE” BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. CREDIT SUITE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE CREDIT SUITE SERVICES, OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE), OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE CREDIT SUITE SERVICES, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THE CREDIT SUITE SERVICES IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY LAW, CREDIT SUITE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CREDIT SUITE DOES NOT WARRANT THAT THE CREDIT SUITE SERVICES, INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE), OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE CREDIT SUITE SERVICES, CREDIT SUITE’S SERVERS, OR ELECTRONIC COMMUNICATIONS SENT FROM CREDIT SUITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TO THE FULL EXTENT PERMISSIBLE BY LAW, CREDIT SUITE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF ANY CREDIT SUITE SERVICE, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE), OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH ANY CREDIT SUITE SERVICE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.
WAIVER OF RIGHT TO TRIAL BY JURY
BY USING ANY CREDIT SUITE SERVICE, THEREBY AGREEING TO THESE CONDITIONS OF USE, YOU AND CREDIT SUITE MUTUALLY WAIVE THE RIGHT TO A TRIAL BY JURY IN ANY DISPUTE OR CLAIM ARISING OUT OF OR RELATING IN ANY WAY TO YOUR USE OF ANY CREDIT SUITE SERVICE OR TO ANY PRODUCTS OR SERVICES SOLD OR DISTRIBUTED BY CREDIT SUITE OR THROUGH WWW.CREDITSUITE.COM.
DISPUTES
By using any Credit Suite Service, thereby agreeing to these Conditions of Use, you agree that any dispute or claim arising out of or relating in any way to your use of any Credit Suite Service, or to any products or services sold or distributed by Credit Suite or through www.creditsuite.com will be resolved through non-jury, or bench, trial. The exclusive venue and jurisdiction for such trial shall be Hillsborough County, Florida. By using any Credit Suite Service, thereby agreeing to these Conditions of Use, you waive any objection to venue in Hillsborough County, Florida, including that such forum is inconvenient, and you expressly consent to the exercise of personal jurisdiction over you by a court sitting in Hillsborough County, Florida and waive any objection to personal jurisdiction, including lack of minimum contacts. We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
MEDIATION
By using any Credit Suite Service, thereby agreeing to these Conditions of Use, you agree that prior to instituting any action as set forth in the Disputes clause above, all disputes or claims arising out of or relating in any way to your use of any Credit Suite Service, or to any products or services sold or distributed by Credit Suite or through www.creditsuite.com, shall be attempted to be resolved through mediation. The mediator must be certified by the State of Florida, and the exclusive location for the mediation will shall be Hillsborough County, Florida. You agree and stipulate that the requirement to mediate all disputes or claims is a condition precedent to instituting legal action against Credit Suite, and you consent to any such action being dismissed without prejudice, with all attorneys’ fees and expenses incurred by Credit Suite obtaining said dismissal charged to you, in the event the mediation precondition has not been satisfied.
APPLICABLE LAW
By using any Credit Suite Service, you agree that the laws of the state of Florida, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Credit Suite, whether or not such dispute arises or relates to your use of a Credit Suite Service.
SITE POLICIES, MODIFICATION, AND SEVERABILITY
Please review our other policies, including the Credit Suite Privacy Policy, posted on this site. These policies also govern your use of Credit Suite Services. We reserve the right to make changes to our site, policies (including, but not limited to, our Privacy Policy), Service Terms, and these Conditions of Use at any time. If any of the conditions comprising these Conditions of Use shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition of these Conditions of Use.
Our Address
Credit Suite, Inc. 501 E Kennedy Blvd Suite 1400 Tampa, FL 33602
https://www.creditsuite.com
ADDITIONAL CREDIT SUITE SOFTWARE TERMS
The following terms (“Software Terms”) also apply to any software (including any updates or upgrades to the software) and any related documentation we make available to you in connection with Credit Suite Services (the “Credit Suite Software”), in addition to the Conditions of Use and any Service Terms.
HOW TO SERVE A SUBPOENA OR OTHER LEGAL PROCESS
Credit Suite accepts service of subpoenas or other legal process only through Credit Suite’s registered agent, Northwest Registered Agent LLC (NWRA). Service of subpoenas or other legal process shall conform with the applicable rules governing service of process under the laws of the State of Florida and the Florida Rules of Civil Procedure.
NOTICE AND PROCEDURE FOR MAKING CLAIMS OF INTELLECTUAL PROPERTY INFRINGEMENT
Credit Suite respects the intellectual property of others.
If you believe that your intellectual property rights have been infringed, please email legal@creditsuite.com with a full description of the allegedly infringing material. This form may be used to report all types of intellectual property claims including, but not limited to, copyright, trademark, and patent claims.
We respond quickly to the concerns of rights owners about any alleged infringement.
We offer the following alternative to our email for copyright complaints only. You may submit written claims of copyright infringement not otherwise made in Court to our Copyright Agent at:
Legal Department
Credit Suite, Inc.
501 E Kennedy Blvd
Suite 1400
Tampa, FL 33602
Phone: 7272757151
Email: legal@creditsuite.com
Written claims concerning copyright infringement not otherwise made in Court must include the following information:
Last Updated: December 5, 2022
Thank you for choosing to be a part of our community at Credit Suite, Inc. (“Company“, “we“, “us“, “our“). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice, or our practices with regards to your personal information, please contact us at info@creditsuite.com.
When you visit our website http://www.creditsuite.com (the “Website“), as well as any if its sub-domains and related domains such as http://www.businesscreditexpert.com, or http://www.suitelogin.com, and more generally, use any of our services (the “Services“, which include the Website), we appreciate that you are trusting us with your personal information. In this privacy notice, we explain how we collect, share and use Personal Information, and how you can exercise your privacy rights. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.
This privacy notice applies to all information collected through our Services (which, as described above, includes our Website), as well as, any related services, sales, marketing or events.
Please read this privacy notice carefully as it will help you understand what we do with the information we collect.
In Short: We collect personal information that you provide to us.
We collect personal information that you voluntarily provide to us when you register on the Website, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Website or otherwise when you contact us.
The personal information that we collect depends on the context of your interactions with us and the Website, the choices you make and the products and features you use. The personal information we collect may include the following:
We may collect your:
Payment Data. We may collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by Infusionsoft. You may find their privacy notice link(s) here: https://keap.com/legal/privacy-policy.
All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information.
In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Website.
We automatically collect certain information when you visit, use or navigate the Website. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Website and other technical information. This information is primarily needed to maintain the security and operation of our Website, and for our internal analytics and reporting purposes.
Like many businesses, we also collect information through cookies and similar technologies.
The information we collect includes:
technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. Note however, if you choose to opt out, you may not be able to use certain aspects of the Services.
In Short: We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.
We use personal information collected via our Website for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.
We use the information we collect or receive:
does not include personal information. We will not use identifiable personal information without your consent.
In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.
We may process or share your data that we hold based on the following legal basis:
More specifically, we may need to process your data or share your personal information in the following situations:
In Short: We only share information with the following third parties.
We only share and disclose your information with the following third parties. We have categorized each party so that you may understand the purpose of our data collection and processing practices. If we have processed your data based on your consent and you wish to revoke your consent, please contact us using the contact details provided in the section below titled “HOW CAN YOU CONTACT US ABOUT THIS NOTICE?“.
In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
In Short: We aim to protect your personal information through a system of organizational and technical security measures.
We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage
technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security, and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Website is at your own risk. You should only access the Website within a secure environment.
In Short: We do not knowingly collect data from or market to children under 18 years of age.
We do not knowingly solicit data from or market to children under 18 years of age. By using the Website, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Website. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at info@creditsuite.com.
In Short: You may review, change, or terminate your account at any time.
If you are a resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here:
http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.
If you are a resident in Switzerland, the contact details for the data protection authorities are available here: https://www.edoeb.admin.ch/edoeb/en/home.html.
If you have questions or comments about your privacy rights, you may email us at info@creditsuite.com.
If you would at any time like to review or change the information in your account or terminate your account, you can:
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with applicable legal requirements.
Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Website. To opt-out of interest-based advertising by advertisers on our Website visit http://www.aboutads.info/choices/.
Opting out of email marketing: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list — however, we may still communicate with you, for example to send you service-related emails that are necessary for
the administration and use of your account, to respond to service requests, or for other non-marketing purposes. To otherwise opt-out, you may:
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
We may update this privacy notice from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
If you have questions or comments about this notice, you may email us at info@creditsuite.com or by post to:
Credit Suite, Inc.
501 E Kennedy Blvd
Suite 1400
Tampa, FL 33602
United States
Resident of California? See additional privacy statement here
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.